The brand new FHA You to definitely-Day Romantic Mortgage was a secure, government-recognized mortgage program readily available for that-equipment, stick-oriented number 1 residences, the newest are produced property for primary residences (no single greater mobile homes), and you may standard belongings. It permits consumers to finance for the structure, parcel purchase (if required) and you will long lasting mortgage towards the that mortgage and you may a single closure most of the at the same time that have the absolute minimum down-payment from step 3.5 % (doing the newest FHA state credit constraints).